NPS Calculator

NPS Calculator - calculate total corpus at 60, lumpsum withdrawal, annuity investment instantly with formulas, worked steps and explanations.

Projections assume a constant rate of return. Actual market returns vary and past performance does not guarantee future results.

NPS Calculator inputs
Total Corpus at 60 โ‚น1,13,96,626.62
Lumpsum Withdrawal
โ‚น68,37,975.97
Annuity Investment
โ‚น45,58,650.65
Estimated Monthly Pension
โ‚น22,793.25
Total Contribution
โ‚น18,00,000.00
Wealth Gained
โ‚น95,96,626.62

Lumpsum / Annuity

Corpus = P((1+i) to the power n - 1) divided by (i)(1+i)
P
Principal amount
n
Number of periods

With current age 30 years, monthly contribution 5,000, expected return 10 %, retirement age 60 years, the total corpus at 60 works out to 1,13,96,626.62.

How is NPS calculated?

NPS Calculator uses the formula Corpus = P((1+i)^n - 1) / (i)(1+i). Enter your own figures above and the result updates instantly in your browser.

What information do I need to use this calculator?

You need current age, monthly contribution, expected return and retirement age. Every field starts with a realistic default so you can see how the calculation behaves before entering your own numbers.

What do the results show?

The headline figure is total corpus at 60. Alongside it you also get lumpsum withdrawal, annuity investment, estimated monthly pension, so you can see the full picture rather than a single number.