FD Calculator
FD Calculator - calculate maturity amount, total interest, amount deposited instantly with formulas, worked steps and explanations.
Projections assume a constant rate of return. Actual market returns vary and past performance does not guarantee future results.
Interest on deposits is taxable. Banks deduct TDS once interest crosses the annual threshold.
- Total Interest
- ₹2,07,389.10
- Amount Deposited
- ₹5,00,000.00
- Effective Annual Yield
- 7.19%
P- Principal amount
r- Interest rate per period
With deposit amount 5,00,000, annual interest rate 7 %, tenure 5 years, compounding 4, the maturity amount works out to 7,07,389.10.
How is FD calculated?
FD Calculator uses the formula M = P(1+(r) / (m))^mt. Enter your own figures above and the result updates instantly in your browser.
What information do I need to use this calculator?
You need deposit amount, annual interest rate, tenure and compounding. Every field starts with a realistic default so you can see how the calculation behaves before entering your own numbers.
What do the results show?
The headline figure is maturity amount. Alongside it you also get total interest, amount deposited, effective annual yield, so you can see the full picture rather than a single number.